Financing Your Storyteller

Don’t let the sticker price of our Storyteller MODE and GXV Expedition Vehicles overwhelm you – you don’t have to pay this price all at once. 

An RV loan can make an expensive adventure vehicle payment look a lot more like a rent payment. For example, Emily Pan financed her MODE adventure van with 10% down and a $1,200/month payment. Since she lives in her MODE fulltime, she was also able to get passive income from the renters who are now living in her Washington, D.C. house. 

If you find yourself with questions re: financing not answered in this blog, please do not hesitate to reach out to our team! We have an incredible group of adventure-loving team members who would be happy to answer your questions and help you find your perfect Storyteller. 

How long is the loan term?

We spoke to Andrew Brett, who works at Johnson RV in Sandy, Oregon. 

“A standard RV term is 20 years,” he said. “Most banks are going to require at least 10% down, and that is inclusive of whatever applicable taxes and license fees you have in your state.” 

Even though the loan term is 20 years, you can pay this off early with no penalties. 

Andrew also notes that the average RV ownership is three to five years. “What many of our customers do is, pay for it while you use it, and then you can sell it and move on.” 

Of course, the amount you can sell it for depends on the quality of your camper van or adventure vehicle build. “Fortunately, with Storyteller’s see-through pricing structure, you’re really in an equitable position right out of the gate, so that’s very favorable to banks compared to other manufacturers,” Andrew said. 

What does the RV financing process look like?

It’s pretty typical for an RV dealership to have lending options for you, Andrew said. They do “indirect lending,” which means the dealership will set up the loan for you on your behalf. 

First, you’ll fill out a credit application with your salesperson in person or online. Andrew said he has a “big picture” conversation with the applicant before submitting the application: he asks about credit and loan history, and using that information he can help you determine the most competitive down payment and monthly payment plan for your circumstance. 

“We’ll help you stay within what you’re comfortable with a down payment and monthly payment, but there is kind of a sweet spot for the interest rate – not putting down too much, but just enough.” 

Some lenders will require proof of income, so come prepared with that information if you’re ready to drive away in your dream adventure vehicle. 

If you’re an ideal candidate for an RV loan, you can get your loan approval in as little as 30 seconds, Andrew said.

What do I need to have in my credit history to finance a Storyteller?

You’ll need to look at more than your credit score. Andrew said banks look at what’s called, “comparable credit.” 

“Banks want to see a history of comparable installment loans,” Andrew said. Not necessarily a mortgage, but that’s what it looks like for many people. Any high-dollar installment loan.” 

Since this can look like a lot of different things depending on your credit history, talk to your salesperson or your dealership’s finance department and they can help you understand how to leverage your down payment and monthly payment to qualify for an RV loan. 

What’s my cost per month?

You can enter information in a loan calculator to get the most accurate information. 

Here’s an example of what your cost per month could be for each 2026 Storyteller Overland MODE adventure van & GXV expedition vehicle. These monthly payment estimates are based on a 20% down, 20-year RV loan at 7.99% APR: 

2026 CLASSIC MODE OG

See Through Price $189,206¹

Est. Monthly Payment $1,274/mo²

2026 CLASSIC MODE XO

See Through Price $197,801¹

Est. Monthly Payment $1,331/mo²

2026 DARK MODE OG

See Through Price $212,108¹

Est. Monthly Payment $1,428/mo²

2026 DARK MODE XO

See Through Price $219,515¹

Est. Monthly Payment $1,477/mo²

2026 BEAST MODE OG

See Through Price $249,822¹

Est. Monthly Payment $1,680/mo²

2026 BEAST MODE XO

See Through Price $257,804¹

Est. Monthly Payment $1,734/mo²

2026 CREW MODE XL

See Through Price $269,209¹

Est. Monthly Payment $1,811/mo²

2026 GXV HILT

See Through Price $499,722¹

Est. Monthly Payment $3,359/mo²

2026 GXV EPIC

See Through Price $799,785¹

Est. Monthly Payment $5,379/mo²

Ready to find your Storyteller?

Our adventure-ready vans and expedition vehicles are available now through our top-tier Dealership Network. The 2026 lineup will begin shipping nationwide in Q4 of 2025.

¹ See-Through, No Haggle pricing. Some images may show rigs with optional accessories. 

² Monthly payment estimates do not include taxes, title, or registration fees and are based on a 20% down, 20-year RV loan at 7.99% APR. The payment estimates are provided for informational purposes only and may reflect assumptions that may not apply to you or loan terms for which you may not qualify. Please contact your local dealer for an estimate that is more accurately tailored to your circumstances. Storyteller Overland, LLC and its affiliates do not make any representation that any particular terms or financing are available.